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Construction insurance

During construction work, a number of unexpected situations may occur. Whether it involves a fire, breaking into the portable cabin of a construction site, stealing tools, storm damage, accidents involving construction machinery, or something else. All these risks can be mitigated with construction insurance. We offer all-risk insurance for this purpose.

Construction insurance ensures security

In order to ensure a smooth construction process, it is worth insuring construction work with all-risk insurance. This gives peace of mind to both the client and the contractor.

All-risk insurance

All-risk insurance cover means that all unforeseen events and reasons that are not excluded by the insurance terms and conditions and/or the insurance contract are insured and indemnified.

Indemnification of additional expenses

Additional expenses related to the elimination of the consequences of the insured event (overtime costs, cleaning and demolition costs, express cargo, etc.) will be indemnified.

Liability damage

Liability damage (personal injury and property damage) caused to a third party during the insured construction works will be indemnified.

Construction equipment insurance

The insurance cover can be extended to construction machinery and equipment (tools, portable cabins, scaffolding, etc.) used in construction work (including rented).

Design errors

Indemnification for damage caused by a design error is carried out by agreement.

Maintenance period

Maintenance period insurance cover.

All-risk insurance

All-risk insurance cover means that all unforeseen events and reasons that are not excluded by the insurance terms and conditions and/or the insurance contract are insured and indemnified.

Indemnification of additional expenses

Additional expenses related to the elimination of the consequences of the insured event (overtime costs, cleaning and demolition costs, express cargo, etc.) will be indemnified.

Liability damage

Liability damage (personal injury and property damage) caused to a third party during the insured construction works will be indemnified.

Construction equipment insurance

The insurance cover can be extended to construction machinery and equipment (tools, portable cabins, scaffolding, etc.) used in construction work (including rented).

Design errors

Indemnification for damage caused by a design error is carried out by agreement.

Maintenance period

Maintenance period insurance cover.

What is covered by ERGO insurance?

We offer property damage and liability damage insurance cover with all-risk construction insurance during the construction of a building or the performance of construction work. Liability damage insurance cover is offered together with property damage insurance cover. It is difficult to come up with separate covers with all-risk insurance, so we will highlight the examples that occur most often or are often asked about.

Fire and lightning

Fire or direct hit by a lightning strike

What is covered by ERGO insurance?

We offer property damage and liability damage insurance cover with all-risk construction insurance during the construction of a building or the performance of construction work. Liability damage insurance cover is offered together with property damage insurance cover. It is difficult to come up with separate covers with all-risk insurance, so we will highlight the examples that occur most often or are often asked about.

Good to know / FAQ

Terms and conditions and information documents