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Contractors’ plant and machinery insurance

In construction, forestry work, agriculture, and other areas, machinery is an indispensable assistant. Contractors’ plant and machinery insurance provides confidence that the work processes will not be interrupted due to unexpected breakdowns or damage. Whether it is a tractor during the field work season or a construction machine during the busy period of road construction – insurance covers unexpected losses.

Why choose ERGO contractors’ plant and machinery insurance?

Contractors’ plant and machinery insurance is important because it protects your work machines from unexpected situations. The insurance covers damage that may occur in the event of a traffic accident, overturning, sinking into the soil, fire, storm and wind damage, and many other risks. By mitigating these risks, you can soon resume shortly without any unexpected expenses.

All-risk insurance

All-risk insurance covers all unexpected and unforeseen events that are not excluded in the insurance terms and conditions and contract. This means that the cover is extensive and the non-indemnified cases are clearly described.

Sum insured

The sum insured corresponds to the market value of the machine, which remains the same even after the payment of any partial indemnity.

Additional expenses

Justified essential expenses that were incurred to prevent or reduce damage, even if the desired result was not achieved. Expenses include, for example, rescue and transport costs, such as lifting a damaged machine, pulling it out of the ground or transporting it to a workshop.

Supplementary insurance coverage

For example, the possibility of using a replacement machine or insurance against internal breakage are available as additional covers.

Flexible payment solutions

You can pay by period, as the final amount does not change from this.

Policyholder

The policyholder can be both a legal entity and a private person.

All-risk insurance

All-risk insurance covers all unexpected and unforeseen events that are not excluded in the insurance terms and conditions and contract. This means that the cover is extensive and the non-indemnified cases are clearly described.

Sum insured

The sum insured corresponds to the market value of the machine, which remains the same even after the payment of any partial indemnity.

Additional expenses

Justified essential expenses that were incurred to prevent or reduce damage, even if the desired result was not achieved. Expenses include, for example, rescue and transport costs, such as lifting a damaged machine, pulling it out of the ground or transporting it to a workshop.

Supplementary insurance coverage

For example, the possibility of using a replacement machine or insurance against internal breakage are available as additional covers.

Flexible payment solutions

You can pay by period, as the final amount does not change from this.

Policyholder

The policyholder can be both a legal entity and a private person.

What does contractors’ plant and machinery insurance cover?

Here are some of the most common cases that are insured. All-risk insurance covers everything that is not excluded separately in the terms and conditions.

Fire and explosion

We will indemnify damage caused by fire, explosion or arson.

What does contractors’ plant and machinery insurance cover?

Here are some of the most common cases that are insured. All-risk insurance covers everything that is not excluded separately in the terms and conditions.

Good to know / FAQ

Terms and conditions and information documents