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Due to development work

ERGO's self-service, sales programs, and sales offices will be temporarily closed on the following dates:

March 7 from 20:00 until March 9 at 18:00.

About ERGO

Simple because it matters

Important things don’t have to be complicated. We know how important it is for you to protect your family, home, health or even a long-awaited trip, so we strive to ensure that you can get insurance as simply as possible, with clear and understandable conditions and with trust. After all, you are making your future plans with us.

Customer - centric

Insurance offers a sense of security. We provide insurance protection people need. And we do it in a simple and humane way, being fair and approachable. That means you and your needs come first. 

Employee - friendly

There’s a deeper meaning to what we do. We also have the most supportive colleagues, opportunities for personal development and a trusted company to grow with. At ERGO we shape a culture of diversity, collegiality, success and development. 

Sustainable

Insurance is inherently a long-term commitment, which is why we at ERGO constantly consider the future. We make responsible choices, champion environmental and climate protection, foster a positive workplace culture and dedicate ourselves to helping others. More here.

ERGO in Estonia

We are an insurance company that cares.

Our guiding principle ‘Making insurance easier’ directs all our actions. We aspire to be there for you at every life stage, as an equal partner and positive influence for the future. Our strategy focuses on putting customers first, recognising that employees who feel supported are best equipped to provide the best service they can to the outside world. You can easily access us online and by phone, or seek insurance advice in seven customer service centres across Estonia. We maintain strong partnerships with 30 brokerage firms and 7 insurance intermediaries, more than 13 healthcare providers and more than 10 car dealerships. According to Dive mystery shopper research, we have been recognised as the top insurer in customer service for three consecutive years.

Trusted

EUR 49 m in damages paid to our clients annually

Digital

97% of our customers file claims digitally, with an average satisfaction rate of 88%.

Stability

over 30 years of experience in the insurance industry

Trusted

EUR 49 m in damages paid to our clients annually

Digital

97% of our customers file claims digitally, with an average satisfaction rate of 88%.

Stability

over 30 years of experience in the insurance industry

1990

the Baltic Insurance Company (BICO) was established

2001

the ERGO trademark was introduced

2011

ERGO’s life insurance companies in the Baltics became ERGO Life Insurance SE

2013

ERGO’s non-life insurance companies in the Baltics came together to form ERGO Insurance SE

ERGO in Baltics

We offer global expertise tailored to local needs

ERGO is one of the leading insurance groups in the Baltic states, offering a broad range of non-life, life and health insurance products. Insurance is a business based entirely on people. That’s why we take into account the different cultures of each country, but appreciate the synergies that come from working together. We share our insurance expertise and offer to clients’ needs adapted solutions for private and corporate clients with international coverage! 

178.4 m EUR

in damages paid to our clients annually

640 000+

customers

90+

products

1,200

team members

Solutions

to protect your life, health and property

In the Baltic countries, we offer ERGO insurance products through two companies. Non-life insurance solutions are provided by ERGO Insurance SE, while life and health insurance solutions are provided by ERGO Life Insurance SE company. 

ERGO

Grow together

Together, more than 1,200 insurance enthusiasts in our Baltic team are working to make our customers’ futures more secure. Our success is built by our people. This is why we want to provide them with a working environment that encourages development and diversity, allowing everyone to flourish. Our goal is to develop ERGO into a workplace, where we grow together as a team!

Want to join us?

Diverse

Our team is diverse – as are our customers.

Simple

We make the important simple – for both customers and colleagues.

Caring

We deliver a great customer experience across all channels and touchpoints.

Diverse

Our team is diverse – as are our customers.

Simple

We make the important simple – for both customers and colleagues.

Caring

We deliver a great customer experience across all channels and touchpoints.

ERGO worldwide

We are part of the international ERGO group ERGO Group AG, which is represented in more than 20 countries in Europe and Asia. Around 38,700 employees and sales partners work in the group. On an international scale, ERGO focuses on its core and emerging markets in Europe and Asia.

ERGO is part of Munich Re – one of the top providers of reinsurance, primary insurance and insurance-related risk solutions in the world. The company is built on innovation, exceptional expertise in every area of risk management and a solid financial foundation – strengths that customers can rely on when confronting extraordinary risks.

20+ bn

EUR revenues yearly

20+

countries internationally

38,700+

employees

144+

years of risk expertise

ERGO awards

We love our work from the bottom of our hearts. A caring and responsible attitude towards employees, customers and society as a whole is part of this. So is constant development. We are happy if others appreciate it, too.

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