Yacht and motor boat hull insurance for corporate clients
We offer insurance for recreational crafts, covering land, inland waterways, and sea. Motorboats, sail yachts, rowing boats, and competition sailboats are insurable. You can also get yacht and motorboat third-party liability insurance to cover damage caused to others. Additionally, trailers designed for transporting the craft can be insured.
Insurance of watercraft
Owning and using a watercraft is more risk-free if it is insured. We offer cover both to the watercraft itself and to the trailer towing it. Liability insurance is helpful if you cause damage to a third party.
Cover both in water and on land
Yacht and motor boat hull insurance covers insurance both on water and on land, as well as when towing the craft on a trailer. In the latter case, it is also possible to insure the trailer.You can choose between two cover plans
You can choose between limited or extended cover. The latter is also used to insure damage caused by mechanical force.Fast and professional claims handling
We will resolve the situation as quickly as possible so that the usual rhythm of life can continue. In addition, you will get a detailed overview of the whole process.With liability insurance, we cover damage to others.
We will indemnify damages where the recreational craft has caused damage to third parties. For example, a collision with another vehicle or other object.What does ERGO yacht and motor boat hull insurance cover?
Depending on your needs, you can choose a suitable cover plan. Payment can be made either quarterly, semi-annually or annually.
External mechanical force
For example, running aground, hitting the bottom of a body of water, a collision.
Storm and wind
Storm and wind damage. There are no restrictions on wind speed. Except for damage done to sails.
Theft, robbery, and vandalism
The insurance covers damage caused by the theft or robbery of the recreational craft or its parts (including the engine), including vandalism damage to the craft.
Fire, explosion
Indemnification for damage to a craft damaged or destroyed by fire or explosion.
Lightning strike
Direct transfer of a lightning strike to a recreational craft.
Slipway damage
Damage caused when a recreational craft is lowered into the water, lifted out of the water or kept on a slipway.
Transport damage
Damage caused during the transportation of a recreational craft in a trailer intended for this purpose.
Reimbursement of legal assistance
We also indemnify legal assistance related to a recreational craft.
What does ERGO yacht and motor boat hull insurance cover?
Depending on your needs, you can choose a suitable cover plan. Payment can be made either quarterly, semi-annually or annually.
For example, running aground, hitting the bottom of a body of water, a collision.
Storm and wind damage. There are no restrictions on wind speed. Except for damage done to sails.
The insurance covers damage caused by the theft or robbery of the recreational craft or its parts (including the engine), including vandalism damage to the craft.
Indemnification for damage to a craft damaged or destroyed by fire or explosion.
Direct transfer of a lightning strike to a recreational craft.
Damage caused when a recreational craft is lowered into the water, lifted out of the water or kept on a slipway.
Damage caused during the transportation of a recreational craft in a trailer intended for this purpose.
We also indemnify legal assistance related to a recreational craft.
What is included in the limited cover plan?
Storm and wind
Storm and wind damage. There are no restrictions on wind speed. Except for damage done to sails.
Theft, robbery, and vandalism
The insurance covers damage caused by the theft or robbery of the recreational craft or its parts (including the engine), including vandalism damage to the craft.
Fire, explosion
Indemnification for damage to a craft damaged or destroyed by fire or explosion.
Lightning strike
Direct transfer of a lightning strike to a recreational craft.
Slipway damage
Damage caused when a recreational craft is lowered into the water, lifted out of the water or kept on a slipway.
Transport damage
Damage caused during transportation of the trailer for a recreational craft.
What is included in the limited cover plan?
Storm and wind damage. There are no restrictions on wind speed. Except for damage done to sails.
The insurance covers damage caused by the theft or robbery of the recreational craft or its parts (including the engine), including vandalism damage to the craft.
Indemnification for damage to a craft damaged or destroyed by fire or explosion.
Direct transfer of a lightning strike to a recreational craft.
Damage caused when a recreational craft is lowered into the water, lifted out of the water or kept on a slipway.
Damage caused during transportation of the trailer for a recreational craft.
What does ERGO watercraft owner’s liability insurance cover?
In addition to property, you can also add liability insurance, which will help in case of damage to third parties.
Yacht and motor boat hull third party liability insurance
With the possession of a watercraft, there are situations when it is necessary to protect not only one’s property, but also one’s liability. Yacht and motor boat hull third party liability insurance works by analogy with motor third party liability insurance.
What does ERGO watercraft owner’s liability insurance cover?
In addition to property, you can also add liability insurance, which will help in case of damage to third parties.
With the possession of a watercraft, there are situations when it is necessary to protect not only one’s property, but also one’s liability. Yacht and motor boat hull third party liability insurance works by analogy with motor third party liability insurance.
Good to know / FAQ
Third party liability insurance can also be concluded at ERGO without insuring a recreational craft.
The contract can only be concluded for a year, because an accident, alas, can happen at any time. Also, the extension of the annual contract will be smoother and faster. ERGO covers damage incidents both on land and at sea.
Yes, if the boat had valid insurance that day.
Yes, in addition to damage to the property of a third party, the victim’s medical expenses, damage resulting from temporary or permanent incapacity for work, funeral expenses, maintenance pension, etc. are also indemnified.
Yes, it applies to sailboats. It should be borne in mind that the organisers of regattas may have relatively high demands concerning the third party liability insurance limit, so we recommend that you think about it already when concluding an insurance contract.
Motorboats up to 30 years old and sailing yachts up to 35 years old can be insured. There is no age limit for the third party liability insurance of the craft owner.
If the policyholder rents out the recreational craft together with its captain and crew for the events and the policyholder announced this when concluding the insurance contract, the insurance cover is valid.
