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Employer’s health insurance

A healthy and motivated employee is the employer’s most precious asset.

Wide network of medical partners
Digital clinic

Why employer’s health insurance?

In Estonia, the national health insurance is at a good level; however, it is difficult to access medical services due to long waiting lists. ERGO employer’s health insurance complements the national health insurance and is a good source of added value in the employee motivation package. Voluntary health insurance covers the costs of paid medical services (such as dental care, rehabilitation, vaccinations, and paid doctor’s appointments) through insurance.

Complements the motivation scheme

An employer who supports health promotion is valued by every employee. Added value without additional tax expense.

Reduced cost of employee health promotion

It is possible to cover the costs of the mandatory occupational health check, purchase of glasses, and vaccination.

The employee is more efficient

Having received a quick solution to a health problem, the employee will return to their daily activities faster.

Complements the motivation scheme

An employer who supports health promotion is valued by every employee. Added value without additional tax expense.

Reduced cost of employee health promotion

It is possible to cover the costs of the mandatory occupational health check, purchase of glasses, and vaccination.

The employee is more efficient

Having received a quick solution to a health problem, the employee will return to their daily activities faster.

What does ERGO employer’s health insurance cover?

Depending on the risk factors in the work environment, the needs of employees may differ. The employer can assemble the most suitable insurance solution for their company from different insurance covers.

Digital clinic services

In cooperation with Meliva, an employee insured at ERGO can use the general practitioner’s and family physician’s remote consultation service, regardless of location. A health problem can be solved even if you are unable get an appointment with your family physician, but medical care is necessary.

What does ERGO employer’s health insurance cover?

Depending on the risk factors in the work environment, the needs of employees may differ. The employer can assemble the most suitable insurance solution for their company from different insurance covers.

Why choose ERGO health insurance?

A personal insurance solution and advisor for each company.

The insurance contract and the application for indemnity are conveniently available in the ERGO treatment app.

Wide network of medical partners.

A personal insurance solution and advisor for each company.

The insurance contract and the application for indemnity are conveniently available in the ERGO treatment app.

Wide network of medical partners.

Health app

ERGO health app

With the ERGO treatment app, insured employees can see the insurance covers selected for the insurance contract and submit an application for indemnity.

Company Health Insurance Medical Partners

By taking out insurance with ERGO, you can offer your employees worry-free claims handling, because at ERGO’s medical partners, the employee pays only the deductible.

Good to know / FAQ

Terms and conditions and information documents