Medical partners of the employer’s health insurance
You can choose the medical institution that you consider the most suitable and reliable. When contacting ERGO’s voluntary health insurance partner, you only have to pay the deductible arising from the contract.
If you visit a medical institution that is not our partner, you will first pay for your treatment on site, after which you can file a claim with ERGO.
Medical partners
Meliva Jalgpalli kliinik
Jalgpalli tn 1, 11312 Tallinn, Estonia
Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation
In this clinic, a deductible must be paid
Meliva Rävala kliinik
Rävala pst 5, 10143 Tallinn, Estonia
Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation
In this clinic, a deductible must be paid
Meliva Ülemiste Tervisemaja kliinik
Valukoja 7, 11415 Tallinn, Estonia
Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation
In this clinic, a deductible must be paid
Fertilitas AS Kesklinna polikliinik
Kaupmehe tn 4, 10114 Tallinn, Estonia
Family and specialist doctor | Analyses, examinations, procedures
In this clinic, a deductible must be paid
Fertilitas AS Mustamäe polikliinik
J. Sütiste tee 17-1 4 korrus, 13419 Tallinn, Estonia
Family and specialist doctor | Analyses, examinations, procedures
In this clinic, a deductible must be paid
Fertilitas AS Viimsi
Ravi tee 4, Haabneeme, 74001 Harju maakond, Estonia
Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation
In this clinic, a deductible must be paid
Lõuna-Eesti Haigla AS
Meegomäe, 65526 Võru County, Estonia
Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation
In this clinic, a deductible must be paid
Meliva Jõhvi ravikabinet
Jaama 32, Jõhvi, 41532 Ida-Viru maakond, Estonia
Family and specialist doctor | Analyses, examinations, procedures
In this clinic, a deductible must be paid
Meliva Kaarli hambakliinik
Toompuiestee 4, 10142 Tallinn, Estonia
Dental care
In this clinic, a deductible must be paid
Meliva Pärnu ravikabinet
Suur-Sepa tn 14, Pärnu, 80010 Pärnu maakond, Estonia
Family and specialist doctor | Analyses, examinations, procedures
In this clinic, a deductible must be paid
Meliva Põlva ravikabinet
J. Käisi tänav 1, Põlva, 63308 Põlva maakond, Estonia
Family and specialist doctor | Analyses, examinations, procedures
In this clinic, a deductible must be paid
Meliva Sõpruse hambakliinik
Sõpruse pst 145, 13425 Tallinn, Estonia
Dental care
In this clinic, a deductible must be paid
Meliva Tartu kliinik
Riia tn 2-korrus 1, 51004 Tartu, Estonia
Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation
In this clinic, a deductible must be paid
Meliva Võru ravikabinet
Jüri 19a, Võru, 65608 Võru maakond, Estonia
Family and specialist doctor
In this clinic, a deductible must be paid
Sportomedica
Jalgpalli tn 21, 11312 Tallinn, Estonia
Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation
In this clinic, a deductible must be paid
Pirita Hambaravi
Merivälja tee 24, 12112 Tallinn, Estonia
Dental care
SA Põhja-Eesti Regionaalhaigla
J. Sütiste tee 19, 13419 Tallinn, Estonia
Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation
Silmalaseri kliinik
Pärnu mnt. 15, 10141 Tallinn, Estonia
Family and specialist doctor | Hospital treatment
Sinu Arst Terviseteenused OÜ
Narva mnt 7, 15172 Tallinn, Estonia
Family and specialist doctor
Tallinna Endokrinoloogia kliinik
Tartu mnt 16, 10117 Tallinn, Estonia
Family and specialist doctor
Tallinna Endokrinoloogia kliinik Pärnus
Metsa tn 28, Pärnu, 80025 Pärnu maakond, Estonia
Family and specialist doctor
Tartu Ülikooli Kliinikum SA
Ludvig Puusepa 8, 50406 Tartu, Estonia
Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation | Dental care
Tervisele Tervist OÜ
Graniidi 28, 10413 Tallinn, Estonia
Rehabilitation
In this clinic, a deductible must be paid
Meliva Digital Clinic
Chat with a Digital Clinicdoctor in a secure online environment or mobile application without making a reservation in advance. Get an answer to your health concerns in just a few minutes.
Prescription medicines
With ERGO health insurance, you can get prescription medicines from BENU pharmacies.
What to do if you need medical attention?
Choose a health care provider
Choose a medical institution from the list of ERGO’s medical partners or contact another treatment provider that suits you. Coordinate scheduled hospitalisation with ERGO in advance.
Payment for medical services
If you are using ERGO’s medical partner, inform the medical institution that you have ERGO health insurance. ERGO pays the cost of treatment covered by the insurance contract directly to the medical institution. The deductible specified in the insurance contract and the part exceeding the indemnity limit has to be paid by you on the basis of an invoice issued by ERGO or a medical institution. If you are using a medical institution that is not on the ERGO medical partner list, first pay the invoice for the treatment service yourself and then submit an application for indemnity to ERGO.
Application for indemnity
If you contacted ERGO’s medical partner, you do not have to submit an application for indemnity to ERGO. When using a service provider that is not on the list of ERGO medical partners, submit an application for indemnity to ERGO on the ERGO mobile app or website.
Supporting documents for an application for indemnity
ERGO will send you a notification about the need for clarifications or additional documents by email.
Indemnity decision
ERGO will make an indemnity decision within 10 working days of receiving the necessary documents. The indemnity decision will be sent to your email address. If you have any questions related to the indemnity decision, please send an email to ravi@ergo.ee.
