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CorporateEmployee benefitsEmployer’s health insuranceMedical partners of the employer’s health insurance

Medical partners of the employer’s health insurance

You can choose the medical institution that you consider the most suitable and reliable. When contacting ERGO’s voluntary health insurance partner, you only have to pay the deductible arising from the contract.  

If you visit a medical institution that is not our partner, you will first pay for your treatment on site, after which you can file a claim with ERGO.

Medical partners

Select a service

Meliva Jalgpalli kliinik

Jalgpalli tn 1, 11312 Tallinn, Estonia

Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation

In this clinic, a deductible must be paid

Meliva Rävala kliinik

Rävala pst 5, 10143 Tallinn, Estonia

Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation | Dental care

In this clinic, a deductible must be paid

Meliva Ülemiste Tervisemaja kliinik

Valukoja 7, 11415 Tallinn, Estonia

Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation

In this clinic, a deductible must be paid

Fertilitas AS Kesklinna polikliinik

Pärnu mnt. 113, 11312 Tallinn, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Fertilitas AS Mustamäe polikliinik

J. Sütiste tee 17-1 4 korrus, 13419 Tallinn, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Fertilitas AS Viimsi

Ravi tee 4, Haabneeme, 74001 Harju maakond, Estonia

Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation

In this clinic, a deductible must be paid

Lõuna-Eesti Haigla AS

Meegomäe, 65526 Võru County, Estonia

Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation

In this clinic, a deductible must be paid

Meliva Jõhvi ravikabinet

Jaama 32, Jõhvi, 41532 Ida-Viru maakond, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Meliva Kaarli hambakliinik

Toompuiestee 4, 10142 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Pärnu ravikabinet

Suur-Sepa tn 14, Pärnu, 80010 Pärnu maakond, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Meliva Põlva ravikabinet

J. Käisi tänav 1, Põlva, 63308 Põlva maakond, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Meliva Sõpruse hambakliinik

Sõpruse pst 145, 13425 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Tartu kliinik

Riia tn 2-korrus 1, 51004 Tartu, Estonia

Digital clinic | Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation

In this clinic, a deductible must be paid

Meliva Võru ravikabinet

Jüri 19a, Võru, 65608 Võru maakond, Estonia

Family and specialist doctor

In this clinic, a deductible must be paid

Sportomedica

Jalgpalli tn 21, 11312 Tallinn, Estonia

Family and specialist doctor | Analyses, examinations, procedures | Rehabilitation

In this clinic, a deductible must be paid

Pirita Hambaravi

Merivälja tee 24, 12112 Tallinn, Estonia

Dental care

SA Põhja-Eesti Regionaalhaigla

J. Sütiste tee 19, 13419 Tallinn, Estonia

Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation

Silmalaseri kliinik

Pärnu mnt. 15, 10141 Tallinn, Estonia

Family and specialist doctor | Hospital treatment

Sinu Arst Terviseteenused OÜ

Narva mnt 7, 15172 Tallinn, Estonia

Family and specialist doctor

Tallinna Endokrinoloogia kliinik

Tartu mnt 16, 10117 Tallinn, Estonia

Family and specialist doctor

Tallinna Endokrinoloogia kliinik Pärnus

Metsa tn 28, Pärnu, 80025 Pärnu maakond, Estonia

Family and specialist doctor

Tartu Ülikooli Kliinikum SA

Ludvig Puusepa 8, 50406 Tartu, Estonia

Family and specialist doctor | Analyses, examinations, procedures | Hospital treatment | Rehabilitation | Dental care

Tervisele Tervist OÜ

Graniidi 28, 10413 Tallinn, Estonia

Rehabilitation

In this clinic, a deductible must be paid

Fertilitas AS Pelgulinna polikliinik

Ädala tn 1, 10614 Tallinn, Estonia

Family and specialist doctor | Analyses, examinations, procedures

In this clinic, a deductible must be paid

Meliva Al Mare hambakliinik

Vabaõhumuuseumi tee 2a, 13522 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Järve hambakliinik

Lelle tn 24, 11318 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Kärdla hambaravikabinet

Rahu tn 2, Kärdla, 92414 Hiiu maakond, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Keila hambaravikabinet

Keskväljak 3, Keila, 76608 Harju maakond, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Kuressaare hambakliinik

Tallinna tn 16, Kuressaare, 93819 Saare maakond, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Kvartali hambakliinik

Riia tn 2, 51004 Tartu, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva KW hambakliinik

Pärnu mnt. 22, 10141 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Maakri hambakliinik

Liivalaia tn 45, 10145 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Pärnu hambakliinik

Väike-Kuke tn 4b, Pärnu, 80018 Pärnu maakond, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Saku hambaravikabinet

Tiigi tn 19, Saku, 75501 Harju maakond, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Ülemiste hambakliinik

Lõõtsa tn 8A, 11415 Tallinn, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Ülikooli tn hambakliinik

Ülikooli tn 4, 51003 Tartu, Estonia

Dental care

In this clinic, a deductible must be paid

Meliva Digital Clinic

Chat with a Digital Clinicdoctor in a secure online environment or mobile application without making a reservation in advance. Get an answer to your health concerns in just a few minutes.

Prescription medicines

With ERGO health insurance, you can get prescription medicines from BENU pharmacies.

What to do if you need medical attention?

Choose a health care provider

Choose a medical institution from the list of ERGO’s medical partners or contact another treatment provider that suits you. Coordinate scheduled hospitalisation with ERGO in advance.

Payment for medical services

If you are using ERGO’s medical partner, inform the medical institution that you have ERGO health insurance. ERGO pays the cost of treatment covered by the insurance contract directly to the medical institution. The deductible specified in the insurance contract and the part exceeding the indemnity limit has to be paid by you on the basis of an invoice issued by ERGO or a medical institution. If you are using a medical institution that is not on the ERGO medical partner list, first pay the invoice for the treatment service yourself and then submit an application for indemnity to ERGO.

Application for indemnity

If you contacted ERGO’s medical partner, you do not have to submit an application for indemnity to ERGO. When using a service provider that is not on the list of ERGO medical partners, submit an application for indemnity to ERGO on the ERGO mobile app or website.

Supporting documents for an application for indemnity

ERGO will send you a notification about the need for clarifications or additional documents by email.

Indemnity decision

ERGO will make an indemnity decision within 10 working days of receiving the necessary documents. The indemnity decision will be sent to your email address. If you have any questions related to the indemnity decision, please send an email to ravi@ergo.ee.

Do you have questions about your employer’s health insurance?  
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