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Accident insurance for corporate clients

Life is full of ups and downs and unexpected events. This is where accident insurance comes in. With accident insurance, we pay indemnity for minor injuries (medical expenses, indemnity for pain and suffering, and daily allowance) as well as permanent damage to health, so that the employee can focus on their recovery without worrying about expenses.
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Accident insurance for your employees

Due to an accident, the ability to work may decrease or disappear, which leads to financial worries, as income decreases sharply. If this happens to the family’s primary earner, the whole family will suffer. Accident insurance helps alleviate this financial concern.

Indemnification of medical treatment expenses

We will indemnify the medical treatment expenses incurred as a result of an accident, which are not indemnified by the Estonian Health Insurance Fund. For example, if the employee falls and chips their tooth, requires rehabilitation or technical aids (such as crutches, joint braces, etc.).

Maintain your income

We will cover the part of the daily salary that is not paid by the Estonian Health Insurance Fund or your employer. In this way, the employee maintains their usual income.

Cover against permanent damage to health

Permanent disability indemnity helps if large expenses have to be incurred due to permanent damage to health as a result of an accident, such as home redevelopment.

Unique insurance solution

You can choose the insurance covers necessary for the employees of your company and insure all employees with one contract. When concluding a contract, it is possible to choose whether the insurance contract is valid 24/7 or only during working hours.

Indemnification of medical treatment expenses

We will indemnify the medical treatment expenses incurred as a result of an accident, which are not indemnified by the Estonian Health Insurance Fund. For example, if the employee falls and chips their tooth, requires rehabilitation or technical aids (such as crutches, joint braces, etc.).

Maintain your income

We will cover the part of the daily salary that is not paid by the Estonian Health Insurance Fund or your employer. In this way, the employee maintains their usual income.

Cover against permanent damage to health

Permanent disability indemnity helps if large expenses have to be incurred due to permanent damage to health as a result of an accident, such as home redevelopment.

Unique insurance solution

You can choose the insurance covers necessary for the employees of your company and insure all employees with one contract. When concluding a contract, it is possible to choose whether the insurance contract is valid 24/7 or only during working hours.

What does corporate accident insurance cover?

Permanent disability indemnity

We will pay indemnity if the injury does not heal within one year. The severity and character of the disability is taken into account, not one’s profession, hobbies, or lifestyle.

What does corporate accident insurance cover?

Good to know / FAQ

Terms and conditions and information documents