Life insurance+ for companies
Dear company manager, ERGO life insurance+ is an option to add to your employees’ motivation package. ERGO Life insurance+ is so flexible that you can choose the person you insure, as well as the insurance covers and the sums insured. Provide your employees with the sense of security they need and ensure your image as a caring employer.
The greatest value of any company is its employees
Unfortunately, people get sick from time to time, and recovering from a serious illness or coping with a life-threatening illness is difficult enough without other commitments. Life insurance gives your employee the confidence that their family is financially insured even in the event of an accident or death.
A sense of security for employees
A caring company helps employees feel valued, knowing that their loved ones are financially protected in case of unexpected events.Reputation of a caring employer
The reputation of a caring and responsible employer contributes to the creation of a positive corporate culture. This strengthens the brand, and the company is more attractive to job seekers, as well as to clients and business partners.Extensive motivation package
Instead of the traditional motivation package, a more versatile and modern option.Loyal employees
Employee commitment, loyalty, and satisfaction with their employer increases.24/7 insurance cover
The insurance cover is valid around the clock all over the world.What does ERGO life insurance+ indemnify for the company?
Life insurance
Life insurance gives your employee the confidence that their family is financially insured even in the event of an accident or death.
We offer insurance cover until the employee reaches the age of 75, and the indemnity will be paid in the event of death as a result of illness or accident.
Insurance against cancer and up to 38 critical illnesses
For critical illness insurance, you can choose to insure your employee against cancer and 3 critical illnesses, or cancer and 38 of the most common critical illnesses. The insurance cover also extends to the employee’s children.
We provide insurance cover until employee reaches the age of 69. The waiting time is 6 months for cancer insurance and 3 months for critical illness insurance.
No work ability insurance
Insurance comes to the rescue if incapacity for work is determined for at least 12 consecutive months and is caused by illness or bodily injury.
The insurance applies to employees aged 18–64. The waiting time is 6 months, except in case of an accident.
Daily hospital allowance insurance
An insured event is a continuous hospital stay of at least 24 hours for medically justified treatment. The daily hospital allowance is paid up to 182 days a year.
Employees can be insured up to the age of 69. The waiting time is 60 days, except in case of an accident.
Accident insurance in Life Insurance+ policy
With accident insurance, one can choose insurance cover for disability indemnity (permanent disability), death indemnity, trauma indemnity, daily allowance, and supplementary medical assistance.
What does ERGO life insurance+ indemnify for the company?
Why choose ERGO life insurance?
The sum insured may be fixed or related to the employee’s annual salary.
We offer covers against cancer and up to 38 critical illnesses.
The payment of the no work ability indemnity does not reduce the life insurance cover.
If the employee has cancer insurance cover, it also applies to the children of the insured person.