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Legal Protection Insurance

Your convenient access to legal assistance. Anyone may need legal assistance or advice. We offer a sense of security and the opportunity to get free legal advice by phone every working day.

Legal advice by phone
Representation in court

Why take out Legal Protection Insurance?

ERGO will reimburse the money spent on securing justice, will stand up for your rights in court, and will provide guidance on how to act in such a situation. If you get into a legal dispute, you can conveniently ask an ERGO lawyer for advice by phone. We have long-term experience in providing Legal Protection Insurance, including previously under the brand name D.A.S. Õigusabikulude Kindlustuse Aktsiaselts.

Advice by phone

If you have a dispute or suspect that you are the subject of unfair treatment, you can call us and ask for legal advice. Whether you are at home, on a trip or playing sports, a lawyer is just a phone call away.

You are equal to the opposing party

Whether the opposing party is a large company or a person behaving in an abusive manner, you can safely stand up for your rights with Legal Protection Insurance.

You can protect your whole family

In addition to yourself, you can also include your family members in the Legal Protection Insurance contract.

Advice by phone

If you have a dispute or suspect that you are the subject of unfair treatment, you can call us and ask for legal advice. Whether you are at home, on a trip or playing sports, a lawyer is just a phone call away.

You are equal to the opposing party

Whether the opposing party is a large company or a person behaving in an abusive manner, you can safely stand up for your rights with Legal Protection Insurance.

You can protect your whole family

In addition to yourself, you can also include your family members in the Legal Protection Insurance contract.

What does ERGO cover with Legal Protection Insurance?

The insurance premium for the Legal Protection Insurance basic plan starts from EUR 9 per month. It covers legal expenses of up to EUR 10,000. A monthly payment of EUR 12.75 covers legal expenses in the amount of EUR 15,000 and EUR 15 in the amount of EUR 20,000. This includes the following covers.

Adult with minor children

One adult and their minor children are insured. This includes your shared children as well as your and your spouse’s or partner’s child(ren) from previous cohabitation.

What does ERGO cover with Legal Protection Insurance?

The insurance premium for the Legal Protection Insurance basic plan starts from EUR 9 per month. It covers legal expenses of up to EUR 10,000. A monthly payment of EUR 12.75 covers legal expenses in the amount of EUR 15,000 and EUR 15 in the amount of EUR 20,000. This includes the following covers.

Why choose ERGO Legal Protection Insurance?

Legal Protection Insurance helps in situations where you or your family have been treated unfairly and involve financial expenses or lost indemnities. Why sign a contract with ERGO?

At ERGO, minor children are always protected free of charge in their parents’ contract. In addition to biological children, it is permitted to include the child(ren) of your partner or spouse from previous cohabitation.

If you enter into at least three (3) different property insurance contracts at ERGO, the deductible in home and motor hull insurance cases is EUR 100 cheaper for you.

Providing legal protection for yourself and your family is very advantageous compared to hiring a lawyer. You can get basic cover from as little as EUR 9 per month.

At ERGO, minor children are always protected free of charge in their parents’ contract. In addition to biological children, it is permitted to include the child(ren) of your partner or spouse from previous cohabitation.

If you enter into at least three (3) different property insurance contracts at ERGO, the deductible in home and motor hull insurance cases is EUR 100 cheaper for you.

Providing legal protection for yourself and your family is very advantageous compared to hiring a lawyer. You can get basic cover from as little as EUR 9 per month.

Examples of our clients

Here you will find a number of examples of areas where ERGO legal assistance helped to solve the problem. Take out Legal Protection Insurance and keep your worries under control!

The repair company took an advance payment, but did not carry out the agreed work

The client contacted ERGO Legal Protection Insurance because they had ordered the renovation of their apartment from the repair company, but after paying the advance payment, the repair company began to delay the start of work. 

The prepayment was paid by the insured person in cash; however, the client was fortunate enough to obtain written confirmation from the member of the company’s management board regarding the payment. They also managed to take a photo of the identity document of the member of the management board. Later, the member of the management board of the repair company repeatedly made promises to start repair work and set various new deadlines, but failed to fulfil all their promises. In the end, the insured person was no longer able to contact the member of the management board of the repair company, which is why they contacted ERGO Legal Protection Insurance. 

Since the repair company had significantly delayed the start of work, i.e., violated the obligations arising from the contract for services, the lawyer prepared an application for withdrawal from the contract on behalf of the client. At the same time, a claim was submitted to the repair company for the return of money paid in advance. The opposing party objected to the claim, arguing that they had not received any money in advance. When the lawyer sent a written confirmation of receipt of the advance payment to the member of the management board of the repair company, which they had prepared themselves, together with a copy of their identity document, then the member of the management board of the repair company no longer responded to the lawyer’s letters. 

Then there was no choice but for the lawyer to prepare an application for an expedited payment order to the court. The opposing party did not raise any further objections. The court ordered the repair company to pay in favour of the client the amount paid in advance, interest on arrears, as well as the costs of the proceedings.

Examples of our clients

Here you will find a number of examples of areas where ERGO legal assistance helped to solve the problem. Take out Legal Protection Insurance and keep your worries under control!

Good to know / FAQ

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