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Accident insurance

Life is full of the unexpected. Should an accident happen to you, accident insurance will come to the rescue. With accident insurance, we pay indemnity for pain and suffering in the case of minor injuries as well as permanent damage to health.

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One contract for the whole family
24/7 protection
Sports insurance

Accident insurance protects you in everyday life.

Accident insurance gives you the confidence that there is financial support in case of unexpected injuries. This way, you can focus on your treatment and recovery, so you can get back to the normal rhythm of life faster.

Medical expenses

We will indemnify the medical treatment expenses incurred as a result of an accident, which are not indemnified by the Estonian Health Insurance Fund. For example, if you fall and chip your tooth, require rehabilitation or technical aids (such as crutches, joint braces, etc.).

Maintain your income

We will cover the part of the daily salary that is not paid by the Estonian Health Insurance Fund or your employer. In this way, you will maintain your regular income.

Help in case of permanent damage to health

Permanent disability indemnity helps if large expenses have to be incurred due to permanent damage to health as a result of an accident. For example, your home needs to be rebuilt.

Personal insurance contract

You can choose the insurance covers that suit you best and insure your whole family with one contract.

Medical expenses

We will indemnify the medical treatment expenses incurred as a result of an accident, which are not indemnified by the Estonian Health Insurance Fund. For example, if you fall and chip your tooth, require rehabilitation or technical aids (such as crutches, joint braces, etc.).

Maintain your income

We will cover the part of the daily salary that is not paid by the Estonian Health Insurance Fund or your employer. In this way, you will maintain your regular income.

Help in case of permanent damage to health

Permanent disability indemnity helps if large expenses have to be incurred due to permanent damage to health as a result of an accident. For example, your home needs to be rebuilt.

Personal insurance contract

You can choose the insurance covers that suit you best and insure your whole family with one contract.

Book a consultation

Contact us and ask for an insurance offer! This way you can safely look to the future. 

Cover yourself with ERGO accident insurance.

What does accident insurance indemnify?

Permanent disability indemnity

We will pay indemnity if the injury does not heal within one year. The severity and character of the disability assigned to the insured person is taken into account, not their profession, hobbies or way of life.

What does accident insurance indemnify?

Good to know / FAQ

Accident insurance terms and conditions and information documents