
ERGO received all regulatory approvals to acquire Gjensidige in the Baltic states
17.12.2025
ERGO and Gjensidige – we merge to become bigger and stronger
The merger of ERGO and Gjensidige in the Baltics marks a defining moment in our journey – we are joining together to become one stronger, more capable company. It’s about building a better foundation for our people, our customers, and our shared future.
Both ERGO and Gjensidige have achieved a great deal on their own – they are trusted brands, have loyal clients, and teams that care deeply about what they do. However, in today’s rapidly evolving environment, growth and innovation necessitate scale, collaboration, and fresh perspectives. By combining our experience, knowledge, and energy, we can do more for our customers and create more opportunities for everyone who is part of our story.


CEO of ERGO in Baltics
This merger is about more than scale. It is about people: our customers, our partners, and our teams. What matters most is stability, clarity, and reliable support.
By combining the strengths of ERGO and ADB Gjensidige, we will build a broader foundation for the future and develop services that meet real needs across the Baltics. The way we work with our customers and partners will remain close and personal, also during the integration process. Our commitment is to stay a dependable partner you can trust.
ERGO is one of the leading insurance groups in the Baltic states, offering a broad range of non-life, life and health insurance products. Insurance is a business based entirely on people. That’s why we take into account the different cultures of each country, but appreciate the synergies that come from working together. We share our insurance expertise and offer to clients’ needs adapted solutions for private and corporate clients with international coverage.

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Gjensidige is a leading general insurance company in the Nordic region, with operations in Norway, Denmark, Sweden, and the Baltic countries. They have 200 years of experience in Norway and have been operating in Estonia for almost 20 years. In the Baltics, Gjensidige offers all types of non-life insurance: property, travel, personal, purchase, compulsory motor and CASCO insurance.
