Management in Estonia

	Marek Ratnik Member of the Management Board of ERGO non-life insurance companies COO of ERGO Estonia
	Caterina Lepvalts Head of Claims
	Lauri Tõnise Head of Underwriting Dvision/Head of Retail portfolio
	Ave Piir Head of Retail Sales Division
	Ave Melsas Reinsurance department manager
	Jelena Panfilova Chief Accountant
	Alo Alunurm Investment Officer
	Tarmo Lindström IT Director
	Ivo Viires Head of Legal Department
	Helen Gnadenteich Head of Product Development Department
	Oliver Liiva Head of Corporate Sales Division
	Maiko Kalvet LPI portfolio manager

Marek Ratnik