Motokasko
You
will receive full insurance coverage for a motorcycle or an ATV if, in addition
to the mandatory motor third party liability insurance contract, you also
conclude a voluntary motorcycle or ATV insurance or Motokasko contract.
Motokasko compensates for the theft and
destruction of the vehicle and damage not compensated for pursuant to the Motor
Third Party Liability Insurance Act. For example, this includes the damage to
the vehicle arising from a traffic accident caused by you; also fire; the theft
of the vehicle or parts thereof, etc.
Also, ERGO is the first company in Estonia to
offer free roadside assistance as part of Motor Hull Insurance to motorcyclists
who encounter difficulties while on the road (technical failure, running out of
fuel, flat tyre).
| Motokasko | |
|---|---|
| Natural disaster | |
| Fire and explosion | |
| Vandalism | |
| Mechanical force | |
| Transportation or lifting the vehicle onto the road | |
| ERGO roadside assistance* | |
| Collision with an animal without deductible | Possible to add |
| Extended insurance territory | Possible to add |
| Theft or robbery | Possible to add |
| Driver’s accident insurance | Possible to add |
| Accessories insurance |
Possible
to add
|
Special conditions of motorcycle insurance:
- The user of the motorcycle and/or the policyholder must be at least 21 years of age.
- The motorcycle must be registered in the motor register.
- The motorcycle must have immobiliser and alarm.
- Deductible is at least EUR 300, in case of theft 15% of the claim, but not less than EUR 300.
- Insurance territory is Europe, except Ukraine, Belarus, Russia, Azerbaijan, Georgia, Kazakhstan, Moldova and Turkey.
- By agreement, it is possible to extend the insurance territory to the territories of Ukraine, Belarus and Russia (until the Ural Mountains).
- We insure motorcycles up to 10 years of age. If you already insure your motorcycle in ERGO, you can continue until the motorcycle turns 15.
Special conditions of ATV insurance:
- ATV must be registered in the motor register as a motorcycle or small tractor.
- Deductible is at least EUR 300, in case of theft 15% of the claim, but not less than EUR 300.
- We insure ATVs up to 10 years of age.
- Insurance territory is Europe, except Ukraine, Belarus, Russia, Azerbaijan, Georgia, Kazakhstan, Moldova and Turkey.
Please remember that in case of insuring the ATV, the policyholder or their representative may leave the vehicle unsupervised only into the locked garage or storeroom for personal use.
General terms and conditions
